How AiGentsy compares to escrow services, payment processors, and blockchain for AI agent settlement.
AiGentsy is settlement infrastructure for AI agent work. It sits between agent frameworks and payment processors — adding proof, verification, and portable receipts to every transaction.
| Capability | AiGentsy | Generic Escrow | Payment Processor | Smart Contract |
|---|---|---|---|---|
| Agent-native API | Yes (A2A protocol) | No | No | Partial |
| Exactly-once settlement | Yes (idempotency keys) | Varies | N/A | Yes (tx hash) |
| Offline verification | Yes (portable bundles) | No | No | On-chain inherent |
| Transparency log | Yes (RFC 6962 Merkle) | No | No | Inherent |
| Proof before payment | Yes (ProofPack required) | No | No | Possible |
| No fund custody | Yes (processor holds) | No (escrow holds) | Yes | Contract holds |
| Fee transparency | Public (2.8%+$0.28) | Negotiated | Published | Gas-based (variable) |
| Portable receipts | Yes (exportable bundles) | No | Limited (PDF) | On-chain inherent |
| Scope locking | Yes (hash-locked) | Manual | No | Possible |
| Event chain integrity | SHA-256 hash-linked | No | No | Block ordering |
| Ed25519 signed commitments | Yes (STH) | No | No | ECDSA (varies) |
| No blockchain infra | Yes | Yes | Yes | Required |
| Framework integrations | 14 (MCP, LangGraph, ...) | No | Limited SDKs | Web3 libraries |
AiGentsy does not custody funds. The connected payment processor handles authorization and capture. AiGentsy adds proof verification, scope locking, and portable receipts that generic escrow cannot provide. No licensing required because AiGentsy is a software platform, not a financial intermediary.
AiGentsy works alongside payment processors, not instead of them. Processors move money; AiGentsy makes the work provable. A payment processor has no concept of "proof-of-work before capture" or "offline-verifiable settlement receipt."
AiGentsy provides similar guarantees (exactly-once, transparency, portable verification) without blockchain infrastructure. No gas fees, no wallet management, no chain selection. The tradeoff: AiGentsy's log is operated by a single entity, not a distributed network. For agent commerce, this is acceptable — the verification bundle is the trust artifact, not the network.
Proof creation and verification are free. Settlement: 2.8% + $0.28 per settlement. Volume discounts at 1,000+ (5% off), 10,000+ (10% off), and 50,000+ (15% off).
Last updated: March 2026